Payments Determined by Income & Family Size Matter

Lower Your Payments

Planning Ahead Matters

Avoid Defaulting

Consolidation

There's strength in unity by simplyfing your payements.

Manage

Payments that you know you can afford to make determine your future plans.

Guidance

Restore your life without having to worry about losing your income.

Documentation

Preparation of your documentation done right can go along way to easy your burdens.

1. Loan Consolidation

  • What It Is: Combines multiple federal student loans into a single loan with one monthly payment, simplifying your repayment.
  • Benefits: May lower your monthly payments and help qualify you for other repayment programs, like Public Service Loan Forgiveness (PSLF).
  • Ideal For: Borrowers with multiple federal student loans who want simplified payments.

 

2. Income-Driven Repayment (IDR) Plans

  • What It Is: Repayment plans that adjust your monthly payments based on your income and family size.
  • Benefits: Keeps payments affordable, may qualify you for loan forgiveness after 20-25 years of payments under certain conditions.
  • Ideal For: Borrowers with lower income relative to their loan balance who need manageable monthly payments.

 

3. Loan Rehabilitation

  • What It Is: A pathway to resolve defaulted federal student loans through a series of nine on-time payments.
  • Benefits: Restores loan status, removes the default from your credit history, and reopens eligibility for federal financial aid.
  • Ideal For: Borrowers in default who want to improve their credit and regain access to repayment options.

 

4. Document Preparation Services

  • What It Is: Comprehensive assistance in preparing and submitting all necessary forms and applications for loan repayment, consolidation, and forgiveness programs.
  • Benefits: Ensures accurate submissions, reduces the risk of application errors, and expedites the process.
  • Ideal For: Borrowers who want a smooth application experience with professional guidance.

Why hire EduLoan Plan USA?

We’re experts in helping you navigate these and other complex questions to maximize your savings and minimize your stress and debt anxiety.

What We Do

We'll guide you in fiding a plan to handle your student loan debt.

Schedule Your Call

We'll learn about your specific case and see if we can help you

Explore Our Options

You choose the most suitable document preparation option for you.

Lower Your Payments

Learn how to create a personalized plan that fits your budget and goals.